Insights & Analysis

Insights

Analysis and perspectives on DACH market dynamics, regulatory developments, fintech trends, and strategic advisory — from the Aegiron Capital Group team.

Latest ArticleAML & FINANCIAL CRIME

AMLR 2027: What the EU's Single Anti-Money Laundering Rulebook Changes for Obliged Entities

From 10 July 2027, the EU Anti-Money Laundering Regulation replaces national AML rules in core areas. Due diligence, beneficial ownership, cash limit, crypto — and a preparation plan for fintechs.

Read Article13 Oct 2026

PAYMENTS INNOVATION6 Oct 2026

Tokenised Money: Deposit Tokens, Stablecoins, and the ECB's Pontes

Tokenised finance needs a settlement asset. How deposit tokens, MiCA e-money tokens, and the ECB's new Pontes infrastructure for central bank money compare — and what it means for fintechs in the DACH region.

Insights

AMLR 2027: What the EU's Single Anti-Money Laundering Rulebook Changes for Obliged Entities

Tokenised Money: Deposit Tokens, Stablecoins, and the ECB's Pontes

Savings and Investments Union and “EU Inc”: What Europe’s Capital Markets Agenda Means for Fintechs

Data Processing Agreements and US Transfers: How DACH Customers Negotiate — and Where the Data Privacy Framework Stands

Cyber Resilience Act: The Reporting Clock Starts on 11 September — What Software Vendors Must Do Now

The Works Council Has a Say: Why Software Rollouts in Germany Stall — and How Vendors Prepare

BSI C5, ISO 27001, TISAX: Which Security Evidence German Buyers Actually Ask For

The Permanent Establishment Trap: Tax Risk When Your First Sales Hire Sits in Germany

GmbH, Branch, or Employer of Record: Choosing the Right Vehicle for DACH Market Entry

CCD2 and the End of the BNPL Grey Zone: What the New Consumer Credit Rules Mean for Fintechs

AMLA in Frankfurt: What the EU's New AML Authority Means for DACH Market Entrants

AI Act Countdown: What Applies When, Translated for Financial Firms

EU Passporting in Practice: From Notification to Operations

eIDAS 2.0 and the EUDI Wallet: The Beginning of the End for KYC as We Know It

The PFOF Ban Arrives: How Neo-Brokers Rebuild Their Economics

The Digital Euro: What a Central Bank Currency Would Actually Change in the DACH Region

CSRD After the Omnibus: What Actually Applies Now — and for Whom

The Instant Payments Regulation: What Mandatory Real-Time Rails Mean for the DACH Market

Authorised Push Payment Fraud: The DACH Playbook After Verification of Payee

PSD3 and the PSR: How the EU's Next Payments Framework Reshapes DACH Market Entry

Fintech M&A in the DACH Region: Where Deals Die, and How the Good Ones Are Built

Cloud and Outsourcing Under DORA: What DACH Supervisors Now Expect

MiCA in Practice: Lessons From the First CASP Licensing Wave

From Open Banking to Open Finance: What FiDA Would Change — and Why It Keeps Slipping

Fit and Proper: Building a Management Team That Survives the DACH Licensing Test

Electronic Securities in Germany: eWpG, Crypto Securities, and the Quiet Tokenisation of Capital Markets

CRR3 and the Final Basel Round: What the New Capital Rules Mean Beyond the Big Banks

Germany's Future Financing Agenda: Stock Options, Electronic Shares, and the Startup Capital Question

Building Strategic Partnerships in the DACH Financial Ecosystem

Regulatory Sandboxes in the DACH Region: Opportunities and Limitations

The WpIG Framework: Navigating Securities Institution Regulation in Germany

The Art of Enterprise Sales in Germany: A Strategic Guide

ESG Reporting Requirements for Fintech Companies in the DACH Region

InsurTech in the DACH Region: Carrier, MGA, or Broker — the Structural Decision That Defines Everything

Why International Neobanks Struggle in Germany — And How to Succeed

The EU Data Act for SaaS: Cloud Switching Becomes a Customer Right

The EU AI Act and Its Implications for DACH Financial Services

NIS2 or DORA? Sorting Out Which Cyber Regime Actually Applies to You

Open Banking in the DACH Region: Beyond PSD2 Compliance

girocard vs. International Debit: The German Card Peculiarity Every Payments Entrant Underestimates

Crypto Taxation Across the DACH Region: A Comparative Analysis

Germany's E-Invoicing Mandate: The Operational Detail That Hits Every Market Entrant on Day One

KYC Automation in Germany: Balancing Innovation with BaFin Expectations

FMA Austria: A Pragmatic Regulator in a Complex European Landscape

Building a Team in the DACH Region: The Employment Basics That Surprise International Founders

Why Switzerland Remains a Premier Fintech Hub in Continental Europe

The DACH Public Funding Landscape: KfW, aws, Innosuisse — and How Entrants Actually Use It

DORA Is Here: What Financial Entities in the DACH Region Must Do Now

Berlin, Frankfurt, Munich, Vienna, Zurich: Choosing Your DACH Base Like an Operator

The EMI Licence: Your Gateway to European Payment Services from Germany

The DACH Association Landscape: Who Opens Doors, Who Writes Rules, and Where Entrants Should Show Up

The German Love of Direct Debit: SEPA Lastschrift as a SaaS Superpower — and Its Sharp Edges

Pricing for the German B2B Market: Discounts, Skonto, and the Procurement Culture Nobody Warns You About

The ZAG Minefield: Why Many Fintechs Fail German Licensing

The Case for Interim Commercial Leadership in DACH Expansion

The Cultural Gap That Kills DACH Deals

MiCA: The New Paradigm for Crypto-Asset Regulation in Europe

The BaFin Paradox: Strict Regulation as Competitive Advantage

Bridging the Trust Deficit in DACH Enterprise Sales